Let’s Talk Insurance: New Homes vs. Resale

When you’re considering a new home, it’s natural to start with the essentials: location, architectural style, and how the floor plan fits your lifestyle. But there’s another important piece of the puzzle that deserves attention—homeowners insurance. When you choose a new home with Taylor Morrison, the insurance journey is fast, easy, and tailored to you, thanks to the dedicated professionals at our Affiliated Agency, Taylor Morrison Insurance Services.

Let’s take a closer look at how insuring your brand-new Taylor Morrison home compares to insuring a resale home. Read on, future homeowners!

Insurance for New Construction: Simplified from the Start 

Purchasing a new Taylor Morrison home gives you exclusive access to Taylor Morrison Insurance Services, our affiliated in-house insurance agency dedicated to helping buyers protect their homes from day one (“Affiliated Insurer”).* 

Here’s how our Affiliated Agency, Taylor Morrison Insurance Services, makes things easier: 

Quick and Hassle-Free Quotes 

You can typically receive a homeowners insurance quote within 48 hours, with no need for a home inspection, appraisal, or credit check. Enjoy no guesswork and no delays so you can stay focused on your journey home. 

Designed For New Homes 

Because our Affiliated Agency specializes in new homes, their coverage recommendations are aligned with the latest building codes, materials, and home systems. 

Discounts Built In 

Many new homes qualify for policy discounts, with features like new plumbing, roofing, and wiring. With this, you can explore bundled options for even more savings. 

Part of the Taylor Morrison Team 

Experts work closely with your sales and closing teams, ensuring your insurance is ready right when it needs to be.  

Let’s Compare: Insurance for a Resale Home 

Insuring an older home may come with added steps and uncertainties. Here’s some details to be aware of with resale home insurance:  

  • Inspections and appraisals: The older the home, the more complicated the inspection is. Issues like an aging roof, outdated wiring, or older plumbing may affect coverage availability.  
  • Slower quote process: You may need to shop around for different quotes, speak with multiple agents, or wait for inspection reports before you can secure coverage. This can be stressful if you have a closing timeline to hit! 
  • Higher premiums: Even a home in good shape can run higher insurance costs due to increased risks, like older construction models, previous claims on the property, or lack of modern features.  

Ready to Get Started? 

Talk to your Community Sales Manager about getting a quote through Taylor Morrison Insurance Services or contact us directly at 800‑669‑1703. We’ll help you compare options, find discounts, and feel confident in your coverage. Talk soon! 

AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT 

This is to give you notice that the Builder who is making this referral and is more particularly identified in the applicable purchase agreement (“Selling Entity”), has a business relationship with Taylor Morrison Insurance Services. Specifically, the Selling Entity and Taylor Morrison Insurance Services are affiliates with the same parent corporation. Because of this relationship, this referral may provide Selling Entity with a financial or other benefit. 

*Your Taylor Morrison home’s selling entity has a business relationship with Taylor Morrison Insurance Services, Inc. Licensed in California as Taylor Morrison Insurance Services, Inc. | Scottsdale, AZ | CA License #0F49741 (“Affiliated Insurer”).  You are NOT required to use Affiliated Insurer as a condition for the purchase of the Property or the settlement of your loan on the subject property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES. All quotes are based on information you provide and will be subject to confirmation of the critical underwriting data. Acceptance is subject to the insurance company’s normal underwriting review and may include verification of insurance score and previous loss history. This quote is not guaranteed and is subject to change at any time based on company underwriting guidelines and rate changes.  © August 2025 Taylor Morrison Insurance Services, Inc. All rights reserved. 

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