It’s Semi-Annual Sale time at Taylor Morrison! We’re back and offering finance incentives sure to bring you home.
Does Buying a Home Really Require a Big Upfront Investment?
Many home shoppers think buying a home requires a huge upfront investment…but what if it didn’t? With Taylor Morrison Home Funding, Inc., you can buy a home with:
As little as 5% down + no monthly mortgage insurance + a reduced interest rate
That means a smaller upfront cost and a lower monthly payment from the start.
Monthly Savings with Buy Build Beyond™
The Buy Build Beyond™ finance promotion is designed to make your monthly payment more affordable by covering your mortgage insurance premium and buying down your interest rate. This combination can reduce your monthly payment and even increase your overall buying power.
Check out exactly how it works below:
Let’s break down the chart. With Taylor Morrison Home Funding, Inc., your monthly payment is lower, meaning you may be able to increase your buying power significantly. This gives you more flexibility when choosing your new home.
So, how exactly can you avoid the traditional 20% down? That’s up next.
You Don’t Need 20% Down Anymore
When you buy a home with less than 20% down, lenders typically require something called private mortgage insurance, or PMI, to protect against default risk. The good news is, we’re covering that for you, plus you’ll get a reduced rate, all while putting as little as 5% down.
The Bottom Line
A lower rate + no monthly mortgage insurance means more room in your budget, every single month. That’s money you could use towards:
- Options and upgrades
- Rainy day fund
- Savings account
- Or simply keeping your monthly expenses more comfortable
Take Advantage of the Semi-Annual Sale Today
It’s your moment! The Semi-Annual Sale only comes twice a year. Get in touch with a Loan Consultant and explore Taylor Morrison homes today.
*Buy Build Beyond™ Reduced Rate and No Monthly Mortgage Insurance (“Promotion”) valid on new home contracts entered as of 3/20/26 – 3/31/26 (“Promotion Period”) on select Taylor Morrison Quick Move-in or To-Be-Built Homes (each, an “Eligible Home”). Rates may vary depending on program, down payment and loan amount, market fluctuations, as well as other factors outside of the Seller or Affiliated Lender’s control. Taylor Morrison has secured, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a pool of funds that is only available for a limited time until pool of funds is depleted. Buyer must reserve funds at time of home purchase and may elect to secure a reduced rate at any time during construction. Conventional loan program only, minimum loan amount $225,000, minimum credit score 680, maximum loan to value 95% for owner-occupied borrowers.
**Advertised estimated monthly payment is based on an interest rate for a 45-day rate lock effective 3/5/26 with a 4.75% / 4.82% annual percentage rate (“APR”). APR of 4.82% is based on an owner-occupied, Conventional 30-year fixed mortgage, Total Purchase Price of $500,000 and loan amount of $475,000, 5% down payment, 760 median credit score. Payment includes principal and interest. Estimated property taxes, hazard insurance and monthly HOA dues are not included in the above calculation, so your payment will be higher. Monthly HOA dues paid separately based on the HOA’s then current assessment. Rates may vary depending on program, down payment and loan amount, market fluctuations, as well as other factors outside of the Seller or Approved Lender’s control.
***Advertised estimated monthly payment is based on an interest rate for a 45-day rate lock effective 3/5/26 with a 6.25% / 6.34% annual percentage rate (“APR”). APR of 6.34% is based on an owner-occupied, Conventional 30-year fixed mortgage, Total Purchase Price of $500,000 and loan amount of $475,000, 5% down payment, 760 median credit score. Payment includes principal and interest and monthly mortgage insurance premium. Estimated property taxes, hazard insurance and monthly HOA dues are not included in the above calculation, so your payment will be higher. Monthly HOA dues paid separately based on the HOA’s then current assessment. Rates may vary depending on program, down payment and loan amount, market fluctuations, as well as other factors outside of the Seller or Approved Lender’s control.
****$110,000 is calculated using the principal and interest payment difference of $574 per month with a 4.75% interest rate with a 30-year term.
For eligibility of the above Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the Promotion; (2) utilize the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the finance Promotion, Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Maximum seller contributions apply. Not to be combined with any other incentive offer, except if otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc., NMLS # 8588, 495 North Keller Road, Suite 550, Maitland, FL 32751, Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org.
All information (including, but not limited to prices, views, availability, school assignments and ratings, incentives, floor plans, exteriors, site plans, features, standards and options, assessments and fees, planned amenities, programs, conceptual artists’ renderings and community development plans) is not guaranteed and remains subject to change, availability or delay without notice. Any community improvements, recreational features and amenities described in marketing materials are based upon current development plans, which are subject to change and under no obligation to be completed. Maps and plans are not to scale, are not intended to show specific detailing and all dimensions are approximate. Eligible Homes’ current prices shown in marketing may not include lot premiums, options or upgrades (depending on stage of construction). Eligible Homes subject to prior sale. Community Association or other fees may be required. This is not an offering in any state where prohibited or otherwise restricted by law. Please see a Taylor Morrison Community Sales Manager or visit www.taylormorrison.com for additional state or community specific disclaimers, licensing information or other details (as applicable). © March 2026, Taylor Morrison, Inc. and its respective affiliated entities (collectively, “Taylor Morrison”). All rights reserved.
